Update: June 16, 2021: I realize many people have it financially worse than me. I keep those individuals in my prayers even if I don’t know their names.
When I posted this SUGAR DIABETES TRAGEDY — Guam Christian Blog, the goal was not to criticize people who don’t do what they need to do in terms of medical procedures. In my case, I am on a tight budget. End result, I can’t always afford to take care of certain medical needs. I have a choice to pay rent, utilities, and a limited amount of food. End result, I often go without certain medical things I can’t afford as I believe having a place to stay is more important than things I can’t afford to cover.
I make just enough income to exceed certain federal income guidelines. There are some benefits I could qualify for, but the time and expense far outweighs the benefits I would receive in exchange. I tend to do a cost/benefit analysis when it comes to situations like those.
Hopefully in a few years when my pension fully vests, I will be able to do some things I cannot afford to do now. That doesn’t mean I will be able to do a lot more as the tax rate on the pension will kick in Thankfully, part of the pension is tax-free at the state level, but is taxed at the federal level.