This should be my last post on the subject unless Congress passes a second stimulus rebate or if something major changes with the current rebate. If they do, most of what I posted about the first stimulus package will apply equally to the second one minus any changes made to the second rebate. Just an FYI – it can take several days between the time the IRS sends a direct deposit and when it shows up in your account. Some of the below information was covered in my post from yesterday – link below. I tried to update any changes from yesterday.
Also, the Get My Payment app was added; it’s being overloaded by people trying to use it so keep trying to get through – however, if you want it to go to a different account, you won’t be able to change where the direct deposit goes. Some users have a debit card issued through a third party and you can’t use it to set up direct deposit information if it doesn’t have routing or account numbers. Some third party debit cards do have this information, check with your financial institution or whoever issued the debit card.
Per my earlier post from yesterday – Stimulus Rebate Update April 14, 2020, the latest updates include most on SSI or SSDI should receive direct deposit on Friday or within a couple of days. Next, the direct deposit app is up – https://www.irs.gov/coronavirus/get-my-payment for those who didn’t have direct deposit set up. For paper checks, it may be early May to five months later before all of them are sent out. You may have to keep trying as the app is being overloaded. Best to try later in the day or several times throughout the day.
If you are required to file a tax return, you need to file a 2019 return before they will send you the rebate. It’s not mentioned on the Get My Payment section for mobile users as of this morning, but shows up on the computer link this evening – https://www.irs.gov/coronavirus/get-my-payment. You don’t have to file a 2018 return, but will need to file a 2019 return.
Didn’t File a Return in 2018 or 2019?
If you have a filing requirement and have not filed a tax return for 2018 or 2019, you must file a 2019 tax return to receive the payment.
If you are a non-spouse dependent who is 17+ and was claimed on another person’s tax return, you won’t be getting a stimulus rebate.
The IRS is still processing tax returns at the same time so don’t call them expecting a quick pick up, reports are 1+ hour wait times.
I would encourage going the direct deposit route unless you don’t want the money in a reasonable time frame. It maybe too late to go the direct deposit route if filed requesting a paper check on your tax return.
Also, if you owe back child support, the stimulus rebate will be grabbed for that. Other cases like back taxes, student loans, etc. won’t affect getting the rebate;however it will affect your regular tax refund.